Entersekt | The Financial Authentication Company

Intelligent risk and fraud decisioning

As a financial institution you don't need more fraud alerts. You need better decisions that stop fraud in flight. By anticipating threats and innovating beyond them, we embed trust and seamlessness into every digital interaction for you and your customers.

Digital Banking 3-D Secure

Proven and trusted to end the trade-off between security and experience

How Entersekt secures every digital banking interaction

99%
Reduction in phishing attempts
Saving millions in fraud loss dollars

98%
Frictionless authentication
Invisible security, immediate impact

100%
Return on investment
In under six months

Where identity and intent intersect

Most systems collect signals. Few understand them.

A cohesive, context-aware platform for authentication, payment security, and risk intelligence.

Explore our platform

Authentication

Security that adapts to real behavior

Leverage the unified power of behavior, device, and transaction signals in real time. Entersekt’s authentication only challenges when risk is real and stays invisible when it’s not, protecting access and interactions without slowing customers down.

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3-D Secure

Secure CNP payments, without the friction

Reduce fraud, lower false declines, and improve transaction success for card-not-present payments. Real-time risk signals and adaptive authentication mean fewer unnecessary challenges to disrupt the checkout experience, and more approved transactions.

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Risk intelligence

Decisions driven by true insight

Our risk intelligence tool, Authentication Advisor, powers every platform decision. By analyzing behavior, device data, and global signals, and continuously learning from outcomes to improve accuracy, it guarantees smarter authentication across every interaction.

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The experience, structure, and support to simplify implementation and optimize performance

Discovery and solution design

Designing around your environment, your customers, and your risk.

Signal unification and integration

Bringing your channels, systems, and signals into one working model.

Decisioning and configuration

Orchestrating authentication journeys with less build and more control.

Testing and launch readiness

Validating journeys, decisions, and operational readiness before go-live.

Optimization and ongoing support

Staying ahead with proactive monitoring, trusted support, and clear governance.

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Secure, user-friendly authentication that puts your customers first

FirstBank strengthened Zelle® payments with Entersekt’s step-up authentication—using real-time risk signals and push approvals with biometrics. The result: reduced fraud risk, blocked suspicious transactions, and a secure, low-friction customer experience that builds trust.

FirstBank leverages Entersekt to secure Zelle® payments in real time

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“We believe this type of smart friction is foundational to helping deter fraudsters in a faster payments world.”

Next-gen protection

Ready to secure and simplify your customers’ digital banking and payment journeys?

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Partner with an award-winning authentication provider

Liminal Link Index for Account Takeover Prevention in Banking

Top 15 global recognition reflects the proven impact for financial institutions we serve: the ability to stop complex, AI-driven scams leading to account takeovers (ATO) with adaptive, low-friction security that protects customers while preserving a seamless banking experience.

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Strengthening growth, not stifling it

AI-driven fraud pressures, customer expectations, and evolving regulations can drain financial institutions, both operationally and financially. Entersekt helps reduce risk, improve experiences, and deliver measurable outcomes with low-friction security that pays for itself in under six months.

[Reduced cost of fraud
\nLegacy authentication is known to create friction without stopping attackers. Entersekt's context-aware decisioning reduces fraud losses while protecting legitimate transactions.\ \n

[Better customer experience
\nBy verifying identity and intent using trusted signals and silent authentication, legitimate users can move through digital journeys quickly and confidently.\ \n

[Higher transaction success rates
\nAdaptive risk intelligence recognizes trusted customers and lets low risk transactions pass frictionlessly, improving approval rates across digital payments.\ \n

[Operational cost savings
\nAutomating authentication and decisioning across channels reduces investigation effort, lowers call volumes, and simplifies operations.\ \n

[Regulatory compliance
\nBuilding compliance directly into authentication and risk decisioning helps financial institutions meet global and regional mandates, with zero impact to customers.\ \n

Find the right solutions for your highest-priority risks and growth goals

For your industry By use case